The role
You will be ensuring that GC adopts, implements and maintains innovative and appropriate credit controls with the aim of managing credit losses whilst supporting revenue growth.
As a Credit Risk Analyst, you will play a crucial role in assessing and managing the credit risk associated with GC’s merchant base. You will be responsible for evaluating creditworthiness, conducting risk assessments, and developing creative strategies to mitigate potential credit losses.
You are expected to be able to communicate effectively with various stakeholders, such as sales, risk, product and C-suite. You will be representing the credit risk team across different functions and will be required to.
What excites you
- Understanding new and existing business models with meticulous attention to detail
- Getting underneath and looking beyond the numbers when assessing creditworthiness for SMEs and Large corporates
- Staying ahead of key market trends and being able to clearly translate this into an impact on GC’s credit risk
- Thinking outside the box to develop and create mitigation strategies to manage financial exposure
- Not accepting the status quo in favour of improving and optimising operational efficiency
- Communicating complexities into a simple concise form
What excites us
- Deep and broad knowledge in analysing financial statements for SMEs and Large Corporates in order to make effective credit risk decisions, with the ability to compute financial ratios whilst applying industry context (2-4+ years experience)
- Financial services, banking experience with payments being a bonus
- Ambitious individual with a constant drive to strive for excellence with the ability to work in a fast-paced environment
- Meticulous attention to detail is a must
- Degree educated in a relevant discipline (Finance, accounting, business)
- A strong communicator, and collaborator with the ability to influence stakeholders across the business
- Able to prioritise work to meet tight deadlines
- Fluent in English, with French, German and Spanish being a bonus
